:root{--navy:#0e2a47;--navy2:#123b66;--blue:#1d5fa7;--blue2:#3478c7;--grey:#d7dce2;--paper:#f2f4f7;--ink:#0c2035;--muted:#66717d;--green:#27a45e;--red:#d94040;--gold:#cfa33a;--gold2:#e6c264;--line:#b9c3ce;--shadow:0 14px 40px rgba(14,42,71,.13);--header-h:76px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:var(--header-h)}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.55;overflow-x:hidden}a{color:inherit}.skip-link{position:fixed;z-index:999;top:-60px;left:12px;background:#fff;padding:10px 14px;border:2px solid var(--blue)}.skip-link:focus{top:12px}.content-wrap{width:min(1420px,calc(100% - 64px));margin-inline:auto}.major-section{position:relative;scroll-margin-top:var(--header-h);padding:92px 0;overflow:hidden}.section-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.12fr);gap:clamp(30px,5vw,84px);align-items:center}.copy{position:relative;z-index:2}.eyebrow{display:inline-flex;align-items:center;gap:9px;margin-bottom:17px;padding:7px 10px;border:1px solid #9eb4ca;background:rgba(255,255,255,.7);color:var(--navy2);font:800 .76rem/1.1 ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.11em}.live-dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(39,164,94,.14)}h1,h2{margin:0;font-weight:900;letter-spacing:-.055em;line-height:.91;color:var(--navy);text-wrap:balance}h1{font-size:clamp(3.5rem,6.8vw,7.9rem)}h2{font-size:clamp(3rem,5.7vw,6.7rem)}h1 span,h2 span{color:var(--blue)}p{max-width:630px}.lead{margin:25px 0 16px;font-size:clamp(1.35rem,2vw,2rem);line-height:1.16;font-weight:800;letter-spacing:-.025em}.fine-print{font:700 .77rem ui-monospace,SFMono-Regular,Menlo,monospace;color:var(--muted);letter-spacing:.04em}.cta-row{display:flex;gap:10px;align-items:center}.section-ctas{margin-top:28px}.btn{display:inline-flex;min-height:46px;padding:0 19px;align-items:center;justify-content:center;border:1px solid transparent;border-radius:4px;text-decoration:none;font-size:.78rem;font-weight:900;letter-spacing:.035em;box-shadow:0 4px 10px rgba(10,30,50,.12);transition:transform .18s,filter .18s,box-shadow .18s;white-space:nowrap}.btn:hover{transform:translateY(-2px);filter:brightness(1.09);box-shadow:0 8px 18px rgba(10,30,50,.18)}.btn:active{transform:translateY(1px) scale(.985)}.btn-primary{background:var(--green);color:#fff;border-color:#168447}.btn-secondary{background:var(--navy);color:#fff;border-color:#061c31}.btn-danger{background:var(--red);color:#fff}.btn-gold{background:var(--gold2);color:#16110a;border-color:#f7d775}.btn-light{background:#f7f7f4;color:#151515;border-color:#c7c7c7}.site-header{position:sticky;z-index:100;top:0;height:var(--header-h);display:grid;grid-template-columns:210px 1fr auto;align-items:center;gap:22px;padding:0 28px;background:rgba(246,248,250,.94);backdrop-filter:blur(14px);border-bottom:1px solid #b8c3cd;box-shadow:0 4px 20px rgba(14,42,71,.08)}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}.brand-lock{display:grid;place-items:center;width:37px;height:37px;border:2px solid var(--navy);background:var(--gold2);box-shadow:3px 3px 0 var(--navy);font-size:1rem}.brand strong{display:block;font-size:1.35rem;line-height:1}.brand small{display:block;margin-top:4px;color:var(--blue);font:700 .68rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.07em}.site-nav{display:flex;justify-content:center;gap:clamp(12px,2vw,32px)}.site-nav a{text-decoration:none;font-size:.72rem;font-weight:900;letter-spacing:.06em;color:#44576a}.site-nav a:hover{color:var(--blue)}.header-actions .btn{min-height:40px;padding-inline:14px;font-size:.7rem}.menu-toggle{display:none}.hero{padding-top:70px;background:linear-gradient(110deg,#f7f8fa 0 53%,#dfe8f1 53% 100%)}.hero:before{content:"PLAN ID 401K-SPY-65";position:absolute;right:20px;bottom:10px;color:rgba(14,42,71,.1);font:900 clamp(2.7rem,7vw,8rem) ui-monospace,SFMono-Regular,Menlo,monospace;white-space:nowrap}.hero .section-grid{grid-template-columns:minmax(420px,.8fr) minmax(540px,1.2fr)}.hero-visual{position:relative;padding-bottom:112px}.portal-window{overflow:hidden;border:2px solid var(--navy);background:#fff;box-shadow:13px 16px 0 rgba(14,42,71,.13),var(--shadow)}.window-bar{height:34px;display:flex;align-items:center;gap:7px;padding:0 11px;background:var(--navy);color:#fff}.window-bar span{width:9px;height:9px;border-radius:50%;background:#e4e8ec}.window-bar span:first-child{background:var(--red)}.window-bar span:nth-child(2){background:var(--gold2)}.window-bar span:nth-child(3){background:var(--green)}.window-bar b{margin-left:8px;font:700 .67rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.04em}.portal-window img,.visual-panel img,.dashboard-image img{display:block;width:100%;height:auto;object-fit:contain}.status-card{position:absolute;right:-18px;bottom:0;width:min(470px,77%);border:1px solid #9baaba;background:rgba(255,255,255,.96);box-shadow:var(--shadow)}.card-heading,.statement-head{display:flex;justify-content:space-between;align-items:center;padding:10px 12px;border-bottom:1px solid var(--line);background:#e9edf2;font:800 .68rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.05em}.status-chip{padding:3px 6px;background:#dff4e8;color:#157e43}.status-card dl,.statement-card dl{margin:0}.status-card dl{display:grid;grid-template-columns:repeat(5,1fr)}.status-card dl div{padding:13px 9px;border-right:1px solid #d5dce4}.status-card dl div:last-child{border-right:0}dt{font:700 .64rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.03em;color:var(--muted)}dd{margin:2px 0 0;font-size:.78rem;font-weight:900}.pending{color:#b8790b}.ticker{height:46px;overflow:hidden;background:var(--navy);color:#fff;border-top:1px solid #36536f;border-bottom:1px solid #061b2f}.ticker-track{width:max-content;height:100%;display:flex;align-items:center;gap:28px;animation:ticker 28s linear infinite;font:900 .82rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.18em}.ticker-track i{color:var(--gold2);font-style:normal}.ticker-track.reverse{animation-direction:reverse;animation-duration:32s}@keyframes ticker{to{transform:translateX(-50%)}}.match{background:#edf1f4}.match .visual-panel{padding-top:40px}.visual-panel{position:relative}.visual-panel img{filter:drop-shadow(0 22px 22px rgba(12,32,53,.15));animation:float 7s ease-in-out infinite}@keyframes float{50%{transform:translateY(-8px)}}.stamp{position:absolute;z-index:2;right:3%;bottom:7%;display:grid;place-items:center;transform:rotate(-3deg);padding:15px 18px;border:3px solid var(--green);background:rgba(246,255,249,.94);color:#13723c;font:900 1.25rem ui-monospace,SFMono-Regular,Menlo,monospace;box-shadow:4px 4px 0 rgba(14,42,71,.16)}.stamp small{display:block;margin-top:4px;font-size:.58rem}.statement-card{margin-top:25px;border:1px solid #9daab8;background:#fff;box-shadow:var(--shadow)}.statement-head small{color:var(--muted)}.statement-card dl div{display:flex;justify-content:space-between;padding:8px 12px;border-bottom:1px solid #e2e6ea}.statement-card .match-row{background:#e0f4e9;color:#116d39}.ticker-symbols{background:#d8e0e7;color:var(--navy);border-color:#a8b5c1}.ticker-symbols .ticker-track{font-size:1.05rem}.lockup{background:#fff}.stat-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin-top:25px}.stat-grid div,.penalty-grid div,.retirement-stats div{padding:13px;border:1px solid var(--line);background:#f3f5f7}.stat-grid small,.penalty-grid small,.retirement-stats small,.metric small{display:block;color:var(--muted);font:700 .66rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.05em}.stat-grid b,.penalty-grid b,.retirement-stats b{display:block;margin-top:4px;font-size:.96rem}.age-timeline{position:relative;margin-top:60px;padding:25px 26px 14px;border:1px solid #a9b7c4;background:#edf2f6;box-shadow:var(--shadow);overflow:hidden}.age-timeline:before{content:"";position:absolute;left:7%;right:7%;top:53px;height:5px;background:#bec8d2}.timeline-progress{position:absolute;left:7%;top:53px;width:86%;height:5px;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform 2.8s cubic-bezier(.2,.7,.2,1)}.age-timeline.visible .timeline-progress{transform:scaleX(1)}.age-timeline ol{position:relative;z-index:2;display:grid;grid-template-columns:repeat(6,1fr);margin:0;padding:0;list-style:none}.age-timeline li{text-align:center}.age-timeline li:before{content:"";display:block;width:16px;height:16px;margin:20px auto 8px;border:4px solid #eef3f6;border-radius:50%;background:var(--blue);box-shadow:0 0 0 2px var(--blue)}.age-timeline li:last-child:before{background:var(--gold);box-shadow:0 0 0 2px var(--gold)}.age-timeline b,.age-timeline span{display:block}.age-timeline b{font-size:1.5rem}.age-timeline span{font:700 .62rem ui-monospace,SFMono-Regular,Menlo,monospace}.age-timeline p{margin:16px 0 0;text-align:right;color:var(--muted);font-size:.7rem}.progress-ticker{position:relative;display:flex;align-items:center;justify-content:center;gap:clamp(12px,4vw,70px);height:74px;padding:0 20px;overflow:hidden;background:#dce4eb;color:var(--navy);font:900 clamp(1rem,2vw,1.6rem) ui-monospace,SFMono-Regular,Menlo,monospace}.progress-ticker i{color:var(--blue)}.progress-ticker div{position:absolute;left:0;bottom:0;width:100%;height:4px;background:linear-gradient(90deg,var(--blue) 50%,transparent 50%);background-size:200% 100%;animation:progress 9s ease-in-out infinite}@keyframes progress{0%{background-position:100% 0}70%,100%{background-position:0 0}}.portal{background:var(--navy);color:#eaf1f7}.portal .eyebrow{background:#173c61;color:#d6e8f8;border-color:#38658e}.portal h2{color:#fff}.portal h2 span{color:#7db3e4}.portal-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:38px}.portal-heading .lead{text-align:right;color:#b9d4ed}.portal-dashboard{display:grid;grid-template-columns:minmax(420px,1.1fr) minmax(480px,.9fr);background:#e9eff5;color:var(--ink);border:2px solid #8ba0b4;box-shadow:20px 24px 0 rgba(0,0,0,.19)}.dashboard-image{align-self:center;padding:22px}.dashboard-ui{padding:25px;border-left:1px solid #b6c4d1}.dashboard-ui>p{margin-top:0;font-weight:700}.metric-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:9px}.metric{position:relative;min-height:108px;padding:13px;border:1px solid #b6c2cd;background:#fff}.metric.wide{grid-column:1/-1}.metric b{display:block;margin-top:7px;color:var(--navy);font-size:1.55rem;line-height:1.1}.metric.wide b{font-size:2.25rem;color:var(--green)}.metric em{display:block;margin-top:5px;color:var(--muted);font-size:.68rem;font-style:normal}.mini-bar{height:7px;margin-top:15px;background:#dce2e7}.mini-bar span{display:block;width:var(--w);height:100%;background:var(--blue);transform:scaleX(0);transform-origin:left;transition:transform 1.4s}.portal-dashboard.visible .mini-bar span{transform:scaleX(1)}.mini-bar.green span{background:var(--green)}.metric .red{color:var(--red)}.vesting-ring{position:absolute;right:12px;bottom:11px;display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:conic-gradient(var(--green) 60%,#d5dce2 0)}.vesting-ring:after{content:"";position:absolute;width:34px;height:34px;border-radius:50%;background:#fff}.vesting-ring span{z-index:1;font-size:.65rem;font-weight:900}.disclosures{display:grid;gap:7px;margin-top:16px;padding:14px;border:1px solid #b4c0ca;background:#f7f9fa}.disclosures label{display:flex;gap:8px;align-items:center;font-size:.72rem;font-weight:700}.disclosures input{accent-color:var(--green)}.ack-button{margin-top:4px;padding:12px;border:1px solid #0b518d;border-radius:3px;background:var(--blue);color:#fff;font-weight:900;cursor:pointer}.ack-message{min-height:17px;color:var(--green);font-weight:800}.centered{justify-content:center}.portal .btn-secondary{background:#e7edf2;color:var(--navy)}.ticker-compliance{background:#f0f3f6;color:var(--navy);border-color:#b4c0cb}.penalty{background:#f0f1f2}.penalty:before{content:"COMPLIANCE";position:absolute;left:-20px;top:60px;transform:rotate(-90deg) translateX(-100%);transform-origin:left top;color:rgba(217,64,64,.09);font:900 7rem ui-monospace,SFMono-Regular,Menlo,monospace}.eyebrow.warning{color:#9d2020;border-color:#d99c9c;background:#fff2f2}.penalty h2 span{color:var(--red)}.penalty-panel{display:grid;grid-template-columns:52px 1fr auto;align-items:center;gap:14px;margin:26px 0 12px;padding:17px;border:2px solid var(--red);background:#fff5f5;box-shadow:8px 8px 0 rgba(217,64,64,.12)}.alert-icon{display:grid;place-items:center;width:48px;height:48px;border:4px solid var(--red);border-radius:50%;color:var(--red);font-size:1.8rem;font-weight:900}.penalty-panel small{display:block;color:#7c3434;font:800 .69rem ui-monospace,SFMono-Regular,Menlo,monospace}.penalty-panel b{display:block;color:var(--red);font-size:3rem;line-height:1}.lock-pulse{padding:6px 8px;background:var(--red);color:#fff;font:900 .72rem ui-monospace,SFMono-Regular,Menlo,monospace;animation:pulse 1.8s infinite}@keyframes pulse{50%{opacity:.55}}.penalty-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:6px}.penalty-grid div{padding:10px;background:#fff;border-color:#d7b1b1}.penalty-grid b{color:var(--red);font-size:.75rem}.system-line{font:800 .72rem ui-monospace,SFMono-Regular,Menlo,monospace;color:#972222}.ticker-danger{background:#7f1717;border-color:#a63c3c}.retirement{isolation:isolate;background:#0c1d2c;color:#eaf0f4;min-height:900px}.retirement:before{content:"";position:absolute;inset:0;z-index:-2;background:linear-gradient(115deg,#0a1a28 0 35%,#142c3e 62%,#503b13 100%)}.retirement-glow{position:absolute;z-index:-1;right:-12%;top:-10%;width:70vw;height:70vw;border-radius:50%;background:radial-gradient(circle,rgba(230,194,100,.28),transparent 61%)}.retirement h2{color:#fff;font-size:clamp(3rem,5.4vw,6.4rem)}.eyebrow.gold{background:rgba(207,163,58,.12);border-color:#8c7131;color:#f0d47d}.gold-text{color:var(--gold2)}.retirement-stats{display:grid;grid-template-columns:repeat(2,1fr);gap:7px;margin-top:24px}.retirement-stats div{background:#10283c;border-color:#3c5263}.retirement-stats small{color:#9eb0bf}.retirement-stats b{color:#fff}.retirement-stats .unlocked{background:#554315;border-color:var(--gold)}.retirement-stats .unlocked b{color:var(--gold2)}.pair-lockup{display:flex;justify-content:space-between;align-items:center;margin-top:20px;padding:14px 16px;border:1px solid #735c27;background:rgba(207,163,58,.09)}.pair-lockup strong{font-size:1.35rem}.pair-lockup i{color:var(--gold2)}.pair-lockup span{font:700 .65rem ui-monospace,SFMono-Regular,Menlo,monospace;color:#c5b78d}.final-line{margin:25px 0 0;font-size:clamp(1.55rem,3vw,2.9rem);font-weight:900;line-height:1;letter-spacing:-.035em;color:#fff}.final-ctas .btn{min-height:56px;padding-inline:27px}.site-footer{background:#071726;color:#bdcad5;border-top:1px solid #415367}.footer-top{display:grid;grid-template-columns:1fr .8fr .8fr auto;gap:30px;align-items:center;padding-top:35px;padding-bottom:35px}.footer-brand b{display:block;color:#fff;font-size:1.45rem}.footer-brand small,.footer-center span,.footer-legal span{display:block;margin-top:3px;font:700 .62rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.04em}.footer-center b,.footer-legal b{color:#fff;font-size:.76rem}.footer-bottom{display:flex;justify-content:space-between;padding-top:15px;padding-bottom:16px;border-top:1px solid #314355;font:700 .58rem ui-monospace,SFMono-Regular,Menlo,monospace;letter-spacing:.08em}.reveal{opacity:0;transform:translateY(24px);transition:opacity .65s,transform .65s}.reveal.visible{opacity:1;transform:none}
@media (max-width:1160px){.site-header{grid-template-columns:180px 1fr auto;padding-inline:18px}.site-nav{gap:12px}.site-nav a{font-size:.64rem}.header-actions .btn-secondary{display:none}.hero .section-grid,.section-grid{grid-template-columns:1fr 1fr}.portal-dashboard{grid-template-columns:1fr}.dashboard-ui{border-left:0;border-top:1px solid #b6c4d1}.footer-top{grid-template-columns:1fr 1fr}.footer-ctas{justify-content:flex-end}}
@media (max-width:820px){:root{--header-h:68px}.content-wrap{width:min(100% - 32px,700px)}.major-section{padding:68px 0}.site-header{height:var(--header-h);grid-template-columns:1fr auto auto;gap:10px;padding-inline:14px}.brand-lock{width:33px;height:33px}.brand strong{font-size:1.15rem}.menu-toggle{display:flex;flex-direction:column;gap:4px;align-items:center;justify-content:center;width:44px;height:40px;border:1px solid #a8b4bf;background:#fff}.menu-toggle span{width:19px;height:2px;background:var(--navy)}.menu-toggle b{font-size:.48rem;color:var(--navy)}.site-nav{position:fixed;top:var(--header-h);left:0;right:0;display:grid;grid-template-columns:repeat(2,1fr);gap:0;padding:10px 16px 18px;background:#f5f7f9;border-bottom:1px solid #aeb9c3;box-shadow:0 15px 25px rgba(14,42,71,.14);transform:translateY(-140%);transition:transform .25s}.site-nav.open{transform:translateY(0)}.site-nav a{padding:13px;border-bottom:1px solid #d8dfe6;font-size:.72rem}.header-actions .btn{min-height:38px;padding-inline:10px}.section-grid,.hero .section-grid{grid-template-columns:1fr}.copy{order:1}.visual-panel,.hero-visual{order:2}.hero{background:linear-gradient(180deg,#f7f8fa 0 52%,#dfe8f1 52%)}.hero h1{font-size:clamp(3.25rem,15vw,5.4rem)}.hero-visual{padding-bottom:92px}.status-card{right:0;width:92%}.status-card dl{grid-template-columns:repeat(3,1fr)}.status-card dl div{border-bottom:1px solid #d5dce4}.match .visual-panel{padding-top:0}.portal-heading{display:block}.portal-heading .lead{text-align:left}.portal-dashboard{display:flex;flex-direction:column}.dashboard-image{order:2}.dashboard-ui{order:1;border-top:0}.penalty-grid{grid-template-columns:repeat(3,1fr)}.age-timeline{overflow-x:auto;padding-inline:10px}.age-timeline ol{min-width:680px}.age-timeline:before,.timeline-progress{left:55px;width:570px;right:auto}.retirement .visual-panel{order:2}.retirement .copy{order:1}.footer-top{grid-template-columns:1fr}.footer-ctas{justify-content:flex-start}.footer-bottom{flex-direction:column;gap:7px}.ticker-track{animation-duration:20s}}
@media (max-width:540px){body{font-size:16px}.content-wrap{width:min(100% - 24px,500px)}.major-section{padding:58px 0}.brand small{display:none}.header-actions .btn{font-size:.62rem}.section-ctas,.final-ctas{display:grid;grid-template-columns:1fr}.section-ctas .btn{width:100%;min-height:50px}h2{font-size:clamp(2.85rem,15vw,4.6rem)}.hero{padding-top:52px}.hero .lead{font-size:1.45rem}.portal-window{box-shadow:8px 10px 0 rgba(14,42,71,.13)}.window-bar b{font-size:.48rem}.status-card{position:relative;width:100%;right:auto;margin-top:10px}.status-card dl{grid-template-columns:repeat(2,1fr)}.status-card dl div:last-child{grid-column:1/-1}.hero-visual{padding-bottom:0}.stamp{position:relative;right:auto;bottom:auto;width:90%;margin:-8px auto 0;transform:rotate(-2deg)}.stat-grid{grid-template-columns:1fr 1fr}.portal-dashboard{margin-inline:-4px;box-shadow:9px 12px 0 rgba(0,0,0,.19)}.dashboard-image,.dashboard-ui{padding:13px}.metric-grid{grid-template-columns:1fr}.metric.wide{grid-column:auto}.penalty-panel{grid-template-columns:44px 1fr}.lock-pulse{grid-column:1/-1;text-align:center}.penalty-grid{grid-template-columns:repeat(2,1fr)}.progress-ticker{gap:10px;font-size:.9rem}.pair-lockup{display:block}.pair-lockup span{display:block;margin-top:5px}.retirement-stats{grid-template-columns:1fr}.footer-ctas{display:grid;grid-template-columns:1fr}.footer-ctas .btn{width:100%}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}.reveal{opacity:1;transform:none}.timeline-progress,.mini-bar span{transform:scaleX(1)}}
.brand-logo{display:block;width:42px;height:42px;object-fit:cover;border:2px solid var(--navy);box-shadow:3px 3px 0 var(--gold2)}
@media (max-width:820px){.brand-logo{width:36px;height:36px}}